Download European Integration and Housing Policy (Routledge Rics by Mark Kleinman, Walter Matznetter, Mark Stephens PDF

By Mark Kleinman, Walter Matznetter, Mark Stephens

This ebook provides a sequence of debates coming up from the housing wishes of alternative european international locations. The authors deal with key concerns through analyzing in flip: * the implications of ecu integration for various housing markets * the effect of the Maastricht Treaty and different coverage records * the social effects of integration together with source of revenue distribution, homelessness and marginal housing estates * present housing coverage within the Nordic nations and in jap Europe.

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Extra resources for European Integration and Housing Policy (Routledge Rics Issues in Real Estate and Housing)

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WHITEHEAD particular locations (such as urban regeneration areas). In some cases these benefits have been restricted to rented and particularly social rented housing. At the same time in almost all the countries that had provided mortgage tax relief for borrowing for owner-occupation that relief has either been abolished or restricted. 4). The tendency towards convergence that has emerged here is that, for tax purposes, the majority of countries now treat owner-occupied housing as a consumption good, while treating rented housing as an investment good.

The legal framework for arrears and foreclosures One of the most important factors relevant to convergence is the operation of the legal system when it comes to enforcement of contracts—for this helps to determine what types of contract can be effectively issued, and may mean that while a particular type of instrument can operate effectively in one country it will be unsuitable for conditions in another. An extreme example was where a particular form of contract, such as a variable rate mortgage, was illegal in a particular country so the terms and conditions could not be enforced.

The means to increase housing investment might also be largely those required to increase investment generally. The emphasis of research would shift from a ‘housing study’ to an ‘investment study’. There is a well-developed body of literature on the determinants of investment generally and this would then provide the theoretical foundations for the study. Given that housing investment is, ipso facto, part of overall investment, it would be extremely surprising if there was no connection between the two.

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