By Cornel Quinto
Natural mess ups resembling large-scale flooding are at the raise. weather switch at once impacts our foundation of life. This comprises residential constructions, and advertisement and business homes. the writer highlights the necessities that might need to be met through a defense method for constructions sooner or later. coverage opposed to normal risks lies on the middle of this sort of method. The assurance platforms of Germany, France, Spain, Switzerland and the us are offered. the writer explains what kind of assurance approach is most fitted to fulfill the problem of weather switch. the place to begin of the felony part is statutory assurance with a monopoly. The query of no matter if such assurance is appropriate with Swiss and european legislation is tested. key phrases during this appreciate are fiscal freedom, pageant, prone of normal curiosity and common service.
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2 et seq. 49 50 51 III. Consequences for insurance against natural hazards 25 able construction standards and hazard mapping. All of this can be directly or indirectly promoted by insurance against natural hazards (cf. 56 et seq. below). C. The increasing significance of insurance against natural hazards Natural catastrophes in recent years have drastically demonstrated the huge losses effected by such events. Hurricane Katrina (August 2005) has moreover illustrated the vulnerability even of western industrial nations.
Cf. in particular Synthesis Report by the above-named congress, chapter “Climatic Trends” and “Long-Term Strategy: Global Targets and Timetables” (“Key Message” 1 and 3). Cf. also NZZ no. 7, “Ein Klimabericht mit politischer Note” (A climate report with a political emphasis). 16 Chapter 1: Challenge: Climate change as the starting situation climate change compared to the 2007 IPCC prognoses is forecast. It remains to be seen to what extent these assumptions are sustained in the next Assessment Report by the IPCC.
NZZ no. 11. 21 et seq. 28, 58 et seq. below; furthermore, spatial planning measures are required) • Diverting to crops (agriculture) that are adapted to the climate will be necessary • Negative impact on human health and productive capacity (heat waves) • Other countries are going to experience even more serious effects of climate change compared to Switzerland. This in turn is going to have negative consequences for the Swiss economy and society. Trade relationships and raw material supply will be negatively affected (export, dependence on raw material).